Vision Statement

– To be a financially viable, independent community bank that is committed to improving the quality of life of the communities we serve.

– To earn the loyalty of employees, customers and the community by operating with integrity and fairness at all times.

– To demonstrate behavior that totally focuses on the customer and recognize they are the reason we are here.

– To have employees who are empowered to build long-term relationships with our customers.

– To provide our shareholders long-term growth and an attractive return on their investment in the bank.

– To satisfy the customer’s needs by offering a myriad of products that are driven by a sales and service philosophy.

• We aspire to become the locally owned, independent community bank of choice for small and medium-sized businesses, professionals, and individuals . We will combine steady growth, consistent earnings, and firm control of risk factors to provide safety for our depositors. Our people will be the difference in establishing consistency in earnings and enhanced shareholder value