Welcome to Pashtany Bank, we have more than 70 years of experience

Mohammad Jan Khan Watt
Kabul-Afghanistan

+93( 0)202103863
marketing@pashtanybank.com.af

Dari | Pashto
Sat - Thr 8:00 AM - 4:00 PM
Friday

    TERM LOANS

A Loan circular concept with great terms around the center including interest, rates and credit with a yellow star in the middle

CORPORATE BANKING

Loan facilities provided to the borrowers for over a period of one year & above and are repayable in scheduled installments along with the interest, as mutually agreed up on will be classified as Term loans.

Term Loans are extended for Procurement of Capital goods like Equipment, Machinery, Furniture, Show Room, Factory Premises, Vehicles etc.
Any Commercially viable and Lawfully permitted activity either Industrial or Non Industrial is eligible for Term Finance Entrepreneur having valid statutory / business license, experience / qualification in the line of activity is eligible.
Need based finance will be considered by the Bank on individual assessment of the proposals. The assessment will be made on Personal investigation, Confidential reports from Market, Other Banks, Chamber of Commerce or any other controlling agency of the business concerned; The balance sheet, Trading account, Profit and loss account; Memorandum and articles of association if any, and other relevant documents; The age / type / average balances / present balance / nature of operations during the last six months, of the account with us etc.

Generally prescribed Margin is 25%. However, it is decided on case to case basis.
Along with prescribed Application, the applicant to submit Financial Statements like Project Report along with the Feasibility Report, Balance Sheet, Trading A/c, PL Account etc., – audited for past 2 years & projections for next two years.
Rate of Interest may range between 15% to 25% and will be assessed on case to case basis. Interest will be calculated on daily product basis and will be applied at the end of every month.

FACILITIES WILL BE SECURED BY WAY OF

(i) hypothecation / pledge of stocks / goods / machinery / equipment etc.
or
(ii) Mortgage / Creation of charge on suitable Immovable Properties.

Moratorium Period is allowed on the basis of Fund Flows of the Project.
Repayment in Monthly / Quarterly / Half Yearly Installments in not exceeding 3 years.
Repayment Schedule will be fixed on the basis of Cash Flows, Repayment Capacity & Debt Service Coverage Ratio.

Locker Account

Pashtany Bank Facilitate this service for individuals and institutions to save their valuable things, Documents in order to minimize risk of robbery, lost.

Fixed Deposit Account

Earn competitively higher interest on your savings with flexibility, security and excellent returns with Pashtany Bank Fixed Deposit Account.

Current Account

Pashtany bank  Current Account is specially designed to take care of all your financial necessities and Provide you  facilities & flexibility that is required for both your domestic and international business requirements.

Saving Accounts Pashtany Bank has the right savings account for everyone. Save your earnings with Pashtany Bank and have access to your funds any time. Your bank account is always at your fingertips with Mobile Banking & Net Banking. With our ATM Facilities across Afghanistan accessing cash will always be easier.